Social Security Disability Insurance or SSDI is a program by the Social Security Administration that pays monthly benefits to people with disabilities and certain family members if the disabled person is insured. If you seek SSDI benefits, talk to a social security disability attorney in St. Louis, Missouri, today.
What are Social Security Disability benefits?
Social Security Disability benefits are monthly payments given to people whose disability does not allow them to work. The two programs through which Social Security Administration provides these benefits are:
- Supplemental Security Income (SSI): This program benefits people who have a limited income or cannot work at all.
- Social Security Disability Insurance (SSDI): This program benefits people who can work and pay social security taxes.
How much income does SSDI provide?
The amount of income provided by the SSDI will depend on your work history and how much income you have earned over your career. There is a formula through which your SSDI benefits are calculated. You can also sign in to your Social Security account and see how much benefits you can earn if you become disabled.
How do you qualify for SSDI?
Some basic requirements need to be met to qualify for SSDI benefits. These are:
- You must have earned specific work credits, depending on your age and when you became disabled.
- You cannot be engaged in any form of Substantial Gainful Activity or SGA. The SGA level changes continuously, so it is better to consult a professional if you are unsure about this.
- You must meet the criteria for a disability that are outlined in the Blue Book of the Social Security Administration.
- You must not be able to do any job you are qualified for due to disability.
Questions you may be asked during the social security disability evaluation process
Although some disabilities are so severe that they are immediately approved for SSDI benefits, other cases might have to be evaluated. During a Social Security Disability evaluation, you may be asked questions such as:
- Do you currently have a job?
- How severe is your condition?
- Do your symptoms match the disabling conditions set by the Social Security Administration?
- Are you able to do the work that you did before your disability?
- Are you able to do any other type of work?
Are you looking for social security disability benefits?
If you have a disability impacting your ability to work, get in touch with a social security disability attorney today and seek the help you need to ease your burden.